Rent-to-own retailers lease all items, including furniture sets, for your living room. The selection depends on the retailer, but you can expect to find couches, loveseats, chairs, and coffee tables in packages that match your space. Some RTO retailers don’t require credit checks, making getting approved for a living room furniture lease easy.

No Upfront Payment

If you want to decorate a home but are still deciding whether to commit to a large upfront payment, rent-to-own furniture is the perfect option. Many retail and online stores offer weekly or monthly payment plans for furniture, electronics, mattresses, beds, and dining room sets. At several furniture renting companies, you can lease a new piece of living room furniture for as little as two months. If you decide the piece isn’t right for your home, you can return it for a discount or keep it and continue making payments until you own it. Whether you’re into clean lines and modern designs or are looking for a more rustic look, there’s sure to be furniture the whole family will love. Plus, you’ll save with free delivery and set up and affordable weekly or monthly payments! 

You Own the Furniture

When you choose a rent-to-own furniture set, the piece will be yours to keep when you make all your payments. This makes it a great option for people who want to stay up-to-date with their home decorating without spending a fortune. Rent-to-own stores often offer various lease-to-own options, including couches, loveseats, chairs, bedroom sets, TVs, recliners, and dining room furniture. This gives you plenty of opportunities to find the perfect furniture for your home, no matter your style or budget.

Another benefit of choosing a rent to own living room set for your home is that you can easily exchange pieces if needed. This is a great benefit for families with growing kids, who may outgrow their furniture and need to replace it. This flexibility also comes in handy for people who change their style often and like to swap out pieces for a new look. Those looking to build their credit might find it easier to lease furniture than get approved for a loan and can do so with the convenience of their local store.

No Credit Checks

Many furniture retailers offer rent-to-own options for living room sets and other home decor pieces. The concept is simple: you rent the furniture until you pay off enough of the total price that it becomes yours. At that point, you can keep making payments or return the pieces and get a new set.

Avoiding credit checks can save you time and money. If you have a low credit score that will prevent you from getting a mortgage, a rent-to-own lease can give you the extra time you need to raise your score before applying for a loan. However, it’s important to note that many furniture rental companies run credit checks and report your payment history to the major credit bureaus. If you want to improve your credit rating, consider renting other items, such as a television or mobile phone, from a different retailer that does not run a credit check.

No Long-Term Contracts

When you rent furniture, you can return it or swap it for a new piece anytime. This flexibility is ideal for families with growing children, as you can exchange outgrown pieces for larger ones. Additionally, many rent-to-own retailers offer weekly and monthly payment plans, so you can upgrade or downsize as your needs change without breaking the bank. Renting to own is a great choice for people who like experimenting with different styles and color schemes but don’t want to commit to long-term ownership. The variety of options at rent-to-own retailers means you’ll find a living room set that meets your family’s style preferences. Whether looking for modern, traditional, or somewhere in between, you’ll find industry-leading furniture brands at affordable prices.

Flexible Payment Options

Depending on the retailer you choose, rent-to-own companies offer different types of furniture and other household items. You can find rent-to-own living room sets, quality sofa sets, bedroom furniture, TVs and entertainment centers, dressers and other storage units,

You can also find various payment options with some rent-to-own furniture companies, including weekly and monthly payments. This makes it easy to fit the furniture into your budget and lets you see if you like it before making a final decision. Some rent-to-own furniture stores even allow you to purchase the piece at some point during or near the end of your lease. When you shop with a company that provides this option, read the contract carefully to learn how much you will need to pay if you decide to buy the item at the end of the lease. You may need to increase your monthly payments or pay a lump sum at that time.